Frequently Asked Questions

Curious about mortgage houses in Nigeria? Yes, mortgage opportunities are available for selected locations. We can guide you through a curated list of mortgage houses in both Lagos and other regions. Moreover, our team is ready to provide valuable advice on the requirements and steps involved in purchasing a house with a mortgage in Nigeria. After a thorough assessment of your income and financial situation, we can guide you on whether a mortgage house aligns best with your needs.

Yes, we facilitate mortgage options for selected locations. Our team can guide you through a list of mortgage houses in Lagos and beyond. We provide advice on the requirements and steps to purchase a house with a mortgage in Nigeria. After evaluating your income and finances, we offer insights into whether a mortgage house is the best fit for you.

If the installment houses exceed your current income, we conduct a thorough assessment to recommend alternative houses or locations within your budget. We guide you toward more affordable options with flexible payment terms. Additionally, we educate you on investment portfolios to grow your funds before making a final decision.

Our affordable installment houses and properties are strategically located in Lagos, Ogun, Ibadan, and Abuja. The monthly payment spread varies, contingent upon the chosen property's location. Payment terms and prices in prominent areas like Lekki differ from those in Ikate Ajah or Ibeju-Lekki. For instance, bungalows in Mowe offer a more budget-friendly option, priced below N15 million with an installment period ranging from 18 to 36 months.

While we strive to offer installment houses in various locations, it's important to note that we don't guarantee availability in all areas of Lagos, Abuja, or Ibadan. Installment houses are currently more prevalent in specific places such as Lekki, Ajah, Ibeju, Mowe, Arepo, Isheri, Kubwa, Lugbe, etc.

The initial deposit varies based on the location. Some deposits are as low as 250k to 500k, while others can range from 5m to 10m for places like Ajah, Lekki, Katampe, etc.

If you're based abroad, you can subscribe to a house installment without being physically present. Fill out the subscription form for the chosen property, and our consultants can guide you through the process. Virtual inspections, including 3D views or floor plans for off-plan developments, can be arranged. Representatives can also visit the property on your behalf for confirmation.

A variety of house types are available, including flat apartments, maisonettes, and duplexes in locations like Lekki. Additionally, there are 2 or 3 bedroom bungalows in areas such as Ikate, Ajah. All properties are situated in secure estates with basic amenities like water, security, and well-maintained access roads provided by the estate companies.

No, the installment houses and estates on our platform are privately owned. Private estate companies handle the construction and management without direct government intervention. However, these estates are registered with relevant government agencies to comply with town planning regulations.

After the first deposit, you receive a receipt acknowledging payment and a Contract of Sale or Deed of Contract. The contract outlines the property details, total amount, monthly payment, and agreed payment duration. Full ownership is granted after full payment, formalized through a Deed of Assignment.

All agreements are legally documented, signed, and sealed. As long as you adhere to the monthly installment schedule and don't default, you will receive your house keys. The terms and duration of delivery, especially for properties under development, are clearly outlined in the Contract of Sale.

Yes, you can buy land in locations like Epe, Ikorodu, Agbara, Ibeju, Ajah with 6 to 12 months installment plans. Monthly payments for land will be determined by the specific location.